We have regular Loans, Commercial Loan and Hot Line Loan products.  The regular loan is a general loan accessed by all members and recovered through payroll deductions, bank standing order, or direct payment over the counter. Our Commercial Loan is a short term loan contracted by a member to promote a private business and the Hot Line Loan is a short-term loan contracted by a member for a period of one month or up to three months upon negotiation. An amount not exceeding 50% of a member’s net salary.